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VAYPEER is a wallet-connected marketplace for direct trades between users.
VAYPEER does not hold your private keys or maintain pooled customer balances. You connect a self-custody wallet and approve every signature or transaction yourself.
Crypto committed to an active trade or vendor offer may be locked by a smart contract until it is released, refunded, expired, or resolved under the contract rules. Smart-contract escrow is not a VAYPEER deposit account.
Each offer is published by a user. The offer price, limits, payment method, payment window, and terms become binding when the trade opens. Review them before proceeding and keep payment and conversation inside the trade room.
Blockchain transactions and many external payments cannot be reversed. Never mark a trade paid before sending the exact payment required by the offer.
Identity verification is optional unless a payment rail or risk rule requires it. When verification applies, the verified participant name may be shown inside the relevant trade.
A payout account may be held in another name. Each offer states whether third-party payments are accepted, and both participants must follow that selected policy. Verification does not guarantee that a payment, account, or trader is legitimate.
The party publishing an offer to buy crypto or gift cards pays a 1% commission on each completed trade. The seller is not charged that commission. The review screen shows the applicable amount before a trade opens, and confirmed fees route to the platform treasury.
You must be legally able to enter a binding agreement and use crypto services where you live. VAYPEER is not available to persons located in, resident in, or ordinarily based in the United States, or to sanctioned persons and prohibited jurisdictions.
Do not use a VPN, proxy, false location, or another person's identity to avoid a restriction.
Fraud, stolen funds or cards, chargeback abuse, impersonation, money laundering, sanctions evasion, off-platform solicitation, fabricated evidence, harassment, and interference with the service are prohibited. Offers or accounts may be limited while credible risk is reviewed.
Eligible trades may enter dispute after the displayed waiting period. Moderators review the preserved trade record and recommend an outcome. A moderator PIN cannot move funds; any settlement must follow the authorized on-chain process.
VAYPEER does not guarantee a trader, payment method, gift card, token, wallet, network, price, or third-party service. You accept market, smart-contract, wallet, payment, counterparty, and regulatory risk. Never trade more than you can afford to lose.
Material updates will be dated on this page. Questions can be sent to legal@vaypeer.xyz.